WHAT TO EXPECT FROM A FINANCIAL ADVISOR
Robert McClelland, HBA, RFP, CFP FINANCIAL ADVISOR
Offering thorough experience in understanding the diverse needs of individual, professional, business

Pictured, from left: Nicole Fear, Michelle Moniz, Rob McClelland, Carole Ash, Socheata Chea & Mike Connon Missing from picture: Jeannie Constable

and retired clients, Rob McClelland's background includes education at the Richard Ivey School

of Business. Through Assante and the McClelland Financial Group, he has built a solid practice

based on consistent effort and a reputation for outstanding service. He and his team currently

administer $260 million on behalf of clients. Assante Capital Management Ltd. - Member CIPF.

F inding time to manage your finances can be demanding.

Developing the expertise to understand financial markets, taxation and retirement planning is even more challenging. That's why your goal should be to simplify and enhance your financial and wealth management solutions.

To do this, you need to develop a close relationship with a trusted financial advisor, one with a clear vision for creating a secure financial future for you and your family. Among the services your advisor should offer are: + Customized, creative financial solutions supported by high levels of personal attention and unparalleled service. + Quarterly or semi-annual meetings to review your portfolio and financial plan. + Proactive service, with all calls and e-mails returned no later than the end of the next business day. + Commitment to monitor your investments and look for opportunities to enhance your financial profile.

After meeting with you to discuss your current objectives, your advisor should develop a plan for your financial future. This strategy lays the foundation to ensure that no matter what happens to the economy, the stock market, or the world, you will feel comfortable and confident in being able to secure your goals.

The process should include the following steps: 1. Establish your Goals. 2. Agree on your Core Values. 3. Complete Financial Analysis. 4. Wealth Management Plan. 5. Tax Minimization Strategies. 6. Asset and Income Protection

Review. 7. Estate Building Plan. 8. A Program for Ongoing

Financial Review.

Having completed these steps... + You will have clear goals and objectives. + You will know how much money you need for retirement. + You will have a disciplined investment strategy. + You will have minimized your income tax exposure. + You will have an up-to-date will and estate plan. + You will have powers of attorney for wealth and health. + You will be saving enough money to finance your children's education (if applicable). + You will have enough money to secure your family's future and realize your dreams.

As a result of working with your financial advisor to develop your plan, you are now able to consider various investment and insurance product opportunities to help you

achieve your goals. Services & products

may be provided by an Assante Advisor or

affiliated or non-affiliated 3rd parties.